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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,712 | $102,429-78.8% | $147,096-85.2% | $80,925-73.2% |
| Participation rate | 51.2% | 75.9%-24.6pp | 82.2%-31.0pp | 67.7%-16.4pp |
| Annual return | 11.08% | 135.02%-123.9pp | 419.75%-408.7pp | 35.65%-24.6pp |
| Employer contribution / active EE | $1,807 | $3,716-51.4% | $4,936-63.4% | $2,756-34.4% |
| Participant deferral / active EE | $3,026 | $6,649-54.5% | $8,071-62.5% | $4,299-29.6% |
| Admin fee / account holder | $141 | $7,957-98.2% | $13,005-98.9% | $6,940-98.0% |