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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,466 | $93,598-86.7% | $135,974-90.8% | $75,173-83.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.77% | 30.89%-15.1pp | 68.30%-52.5pp | 160.72%-145.0pp |
| Employer contribution / active EE | $2,060 | $3,538-41.8% | $4,859-57.6% | $2,671-22.9% |
| Participant deferral / active EE | $4,136 | $6,405-35.4% | $7,760-46.7% | $4,126+0.2% |
| Admin fee / account holder | $321 | $6,978-95.4% | $10,767-97.0% | $5,651-94.3% |