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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,712 | $102,422-78.8% | $147,117-85.2% | $80,959-73.2% |
| Participation rate | 51.2% | 75.9%-24.7pp | 82.2%-31.0pp | 67.7%-16.4pp |
| Annual return | 11.08% | 135.16%-124.1pp | 420.54%-409.5pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,807 | $3,717-51.4% | $4,932-63.4% | $2,757-34.5% |
| Participant deferral / active EE | $3,026 | $6,652-54.5% | $8,065-62.5% | $4,300-29.6% |
| Admin fee / account holder | $141 | $7,953-98.2% | $12,993-98.9% | $6,925-98.0% |