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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,515 | $167,533+74.0% | $151,645+92.2% | $134,545+116.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.23% | 7.81%-26.0pp | 3.34%-21.6pp | 418.37%-436.6pp |
| Employer contribution / active EE | $15,374 | $6,828+125.2% | $6,165+149.4% | $4,742+224.2% |
| Participant deferral / active EE | $15,513 | $8,985+72.7% | $8,363+85.5% | $6,401+142.3% |
| Admin fee / account holder | $1,944 | $13,781-85.9% | $11,614-83.3% | $11,431-83.0% |