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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,327 | $184,000-8.0% | $162,185+4.4% | $152,909+10.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 23.74% | 150.80%-127.1pp | 115.61%-91.9pp | 345.46%-321.7pp |
| Employer contribution / active EE | $18,208 | $6,370+185.8% | $5,613+224.4% | $4,764+282.2% |
| Participant deferral / active EE | $18,119 | $8,033+125.6% | $7,297+148.3% | $5,851+209.7% |
| Admin fee / account holder | $2,491 | $13,124-81.0% | $10,844-77.0% | $11,601-78.5% |