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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,874 | $118,496-63.0% | $98,461-55.4% | $139,466-68.5% |
| Participation rate | 66.7% | 77.5%-10.8pp | 75.2%-8.5pp | 80.3%-13.7pp |
| Annual return | 18.10% | 18.96%-0.9pp | 21.17%-3.1pp | 373.66%-355.6pp |
| Employer contribution / active EE | $1,058 | $3,611-70.7% | $3,049-65.3% | $4,754-77.8% |
| Participant deferral / active EE | $2,159 | $5,393-60.0% | $4,738-54.4% | $6,712-67.8% |
| Admin fee / account holder | $463 | $14,056-96.7% | $8,961-94.8% | $11,409-95.9% |