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| Provider | Service type | Compensation |
|---|---|---|
BEASLEY & COMPANY2 years Service code 13 · EIN 73-1412334 2626 EAST 21ST STREET · TULSA, OK 74114 | Contract Administrator | $6,207 |
AMERICAN FUNDS3+ years Filed as: CAPITAL BANK AND TRUST Service code 18 · EIN 95-6817943 P O BOX 6040 · INDIANAPOLIS, IN 46206 | Float revenue; Custodial (other than ... | $0 |
AMERICAN FUNDS3+ years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 62 · EIN 82-4555287 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Float revenue; Recordkeeping fees | $0 |
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 15 · EIN 95-1411037 333 S. HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY INSURANCE SERVICES Service code 26 · EIN 51-0116113 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,942 | $61,272-65.8% | $149,673-86.0% | $71,457-70.7% |
| Participation rate | 69.2% | 62.5%+6.7pp | 78.8%-9.6pp | 67.9%+1.3pp |
| Annual return | 17.41% | 35.85%-18.4pp | 134.42%-117.0pp | 28.85%-11.4pp |
| Employer contribution / active EE | $1,848 | $2,378-22.3% | $4,818-61.6% | $2,588-28.6% |
| Participant deferral / active EE | $3,803 | $2,917+30.4% | $5,680-33.0% | $4,289-11.3% |
| Admin fee / account holder | $41 | $1,261-96.8% | $13,210-99.7% | $1,587-97.4% |