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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,014 | $209,422-89.0% | $178,503-87.1% | $158,982-85.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 39.06% | 188.81%-149.7pp | 151.12%-112.1pp | 302.99%-263.9pp |
| Employer contribution / active EE | $4,175 | $5,707-26.8% | $5,011-16.7% | $4,763-12.3% |
| Participant deferral / active EE | $11,071 | $5,955+85.9% | $5,202+112.8% | $5,983+85.0% |
| Admin fee / account holder | $1,458 | $17,079-91.5% | $13,987-89.6% | $11,252-87.0% |