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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,492 | $183,592-66.5% | $155,574-60.5% | $145,877-57.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.05% | 61.37%-44.3pp | 64.87%-47.8pp | 551.28%-534.2pp |
| Employer contribution / active EE | $12,973 | $5,317+144.0% | $4,676+177.5% | $4,663+178.2% |
| Participant deferral / active EE | $7,567 | $6,466+17.0% | $5,629+34.4% | $6,691+13.1% |
| Admin fee / account holder | $9,329 | $19,316-51.7% | $15,914-41.4% | $13,402-30.4% |