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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,769 | $175,231-68.7% | $149,696-63.4% | $139,466-60.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 32.59% | 166.77%-134.2pp | 134.46%-101.9pp | 373.66%-341.1pp |
| Employer contribution / active EE | $10,243 | $5,478+87.0% | $4,821+112.5% | $4,754+115.5% |
| Participant deferral / active EE | $9,209 | $6,521+41.2% | $5,682+62.1% | $6,712+37.2% |
| Admin fee / account holder | $1,091 | $16,155-93.2% | $13,212-91.7% | $11,409-90.4% |