Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,443 | $77,901-21.1% | $149,717-59.0% | $75,181-18.3% |
| Participation rate | 22.0% | 65.6%-43.5pp | 78.8%-56.7pp | 67.2%-45.2pp |
| Annual return | 12.50% | 31.73%-19.2pp | 134.41%-121.9pp | 160.69%-148.2pp |
| Employer contribution / active EE | $505 | $3,137-83.9% | $4,820-89.5% | $2,671-81.1% |
| Participant deferral / active EE | $1,409 | $3,411-58.7% | $5,682-75.2% | $4,126-65.8% |
| Admin fee / account holder | $2,508 | $5,949-57.8% | $13,213-81.0% | $5,650-55.6% |