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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,390 | $92,743-89.9% | $82,744-88.7% | $134,532-93.0% |
| Participation rate | 91.3% | 75.2%+16.1pp | 72.6%+18.7pp | 81.2%+10.1pp |
| Annual return | -16.76% | 946.63%-963.4pp | 702.22%-719.0pp | 418.27%-435.0pp |
| Employer contribution / active EE | $2,112 | $3,273-35.5% | $3,008-29.8% | $4,741-55.5% |
| Participant deferral / active EE | $3,170 | $4,802-34.0% | $4,395-27.9% | $6,401-50.5% |
| Admin fee / account holder | $1,577 | $5,977-73.6% | $5,325-70.4% | $11,429-86.2% |