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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,390 | $92,684-89.9% | $82,706-88.6% | $134,509-93.0% |
| Participation rate | 91.3% | 75.2%+16.1pp | 72.6%+18.7pp | 81.2%+10.1pp |
| Annual return | -16.76% | 945.84%-962.6pp | 701.76%-718.5pp | 418.13%-434.9pp |
| Employer contribution / active EE | $2,112 | $3,272-35.5% | $3,007-29.8% | $4,741-55.5% |
| Participant deferral / active EE | $3,170 | $4,800-34.0% | $4,394-27.8% | $6,400-50.5% |
| Admin fee / account holder | $1,577 | $5,982-73.6% | $5,329-70.4% | $11,427-86.2% |