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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,434 | $105,200-36.8% | $159,474-58.3% | $85,847-22.6% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.8%-16.2pp | 69.3%-2.7pp |
| Annual return | 19.69% | 45.08%-25.4pp | 263.68%-244.0pp | 318.61%-298.9pp |
| Employer contribution / active EE | $3,294 | $3,319-0.7% | $4,831-31.8% | $2,565+28.4% |
| Participant deferral / active EE | $6,484 | $5,946+9.0% | $7,353-11.8% | $3,952+64.1% |
| Admin fee / account holder | $3,774 | $6,934-45.6% | $10,802-65.1% | $6,261-39.7% |