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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,985 | $167,352-52.8% | $143,788-45.1% | $134,509-41.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.22% | 0.47%-28.7pp | -0.03%-28.2pp | 418.13%-446.4pp |
| Employer contribution / active EE | $4,180 | $5,620-25.6% | $4,952-15.6% | $4,741-11.8% |
| Participant deferral / active EE | $13,667 | $6,447+112.0% | $5,638+142.4% | $6,400+113.5% |
| Admin fee / account holder | $464 | $18,091-97.4% | $14,675-96.8% | $11,427-95.9% |