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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,558 | $181,896+24.0% | $156,551+44.1% | $273,972-17.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.81% | 30.74%-21.9pp | 32.23%-23.4pp | 41.46%-32.6pp |
| Employer contribution / active EE | $5,868 | $6,248-6.1% | $5,501+6.7% | $4,869+20.5% |
| Participant deferral / active EE | $9,580 | $5,550+72.6% | $4,871+96.7% | $5,287+81.2% |
| Admin fee / account holder | $2,232 | $15,560-85.7% | $13,028-82.9% | $10,133-78.0% |