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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,497 | $75,541-10.6% | $152,093-55.6% | $82,637-18.3% |
| Participation rate | 36.1% | 66.5%-30.4pp | 77.8%-41.7pp | 68.1%-31.9pp |
| Annual return | 14.70% | 32.56%-17.9pp | 66.36%-51.7pp | 53.51%-38.8pp |
| Employer contribution / active EE | $1,019 | $2,622-61.1% | $4,175-75.6% | $2,552-60.1% |
| Participant deferral / active EE | $2,434 | $3,206-24.1% | $5,451-55.3% | $4,126-41.0% |
| Admin fee / account holder | $17,167 | $6,405+168.0% | $14,497+18.4% | $7,339+133.9% |