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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,275 | $45,152-24.1% | $73,835-53.6% | $59,633-42.5% |
| Participation rate | 68.8% | 64.0%+4.7pp | 73.4%-4.7pp | 68.7%+0.1pp |
| Annual return | 5.39% | 27.40%-22.0pp | 2268.13%-2262.7pp | 2041.40%-2036.0pp |
| Employer contribution / active EE | $2,164 | $1,901+13.8% | $2,788-22.4% | $2,203-1.8% |
| Participant deferral / active EE | $4,611 | $2,573+79.2% | $3,583+28.7% | $3,192+44.5% |
| Admin fee / account holder | $1,429 | $3,515-59.3% | $4,880-70.7% | $4,297-66.7% |