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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,540 | $150,346-65.1% | $120,524-56.4% | $145,877-64.0% |
| Participation rate | 42.1% | 78.8%-36.7pp | 71.9%-29.8pp | 80.3%-38.2pp |
| Annual return | 9.70% | 154.40%-144.7pp | 107.36%-97.7pp | 551.28%-541.6pp |
| Employer contribution / active EE | $1,520 | $4,353-65.1% | $3,469-56.2% | $4,663-67.4% |
| Participant deferral / active EE | $6,018 | $6,172-2.5% | $4,994+20.5% | $6,691-10.1% |
| Admin fee / account holder | $2,720 | $12,215-77.7% | $9,440-71.2% | $13,402-79.7% |