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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $572,309 | $175,259+226.6% | $149,723+282.2% | $139,487+310.3% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.4pp | 80.3%-8.9pp |
| Annual return | 31.25% | 166.82%-135.6pp | 134.50%-103.2pp | 373.84%-342.6pp |
| Employer contribution / active EE | $2,067 | $5,478-62.3% | $4,821-57.1% | $4,755-56.5% |
| Participant deferral / active EE | $4,543 | $6,522-30.3% | $5,682-20.1% | $6,713-32.3% |
| Admin fee / account holder | $1,856 | $16,158-88.5% | $13,215-86.0% | $11,407-83.7% |