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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,434 | $167,353+158.4% | $143,797+200.7% | $134,545+221.4% |
| Participation rate | 71.4% | 84.8%-13.4pp | 80.3%-8.9pp | 81.2%-9.8pp |
| Annual return | -21.86% | 0.48%-22.3pp | -0.04%-21.8pp | 418.37%-440.2pp |
| Employer contribution / active EE | $1,998 | $5,620-64.5% | $4,952-59.7% | $4,742-57.9% |
| Participant deferral / active EE | $5,405 | $6,447-16.2% | $5,638-4.1% | $6,401-15.6% |
| Admin fee / account holder | $2,262 | $18,096-87.5% | $14,679-84.6% | $11,431-80.2% |