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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,664 | $171,867-43.8% | $149,716-35.4% | $147,585-34.5% |
| Participation rate | 85.7% | 88.2%-2.5pp | 87.1%-1.4pp | 82.8%+2.9pp |
| Annual return | 10.89% | 2113.36%-2102.5pp | 1501.67%-1490.8pp | 578.58%-567.7pp |
| Employer contribution / active EE | $3,895 | $6,275-37.9% | $5,444-28.5% | $4,876-20.1% |
| Participant deferral / active EE | $7,584 | $7,270+4.3% | $6,568+15.5% | $5,439+39.4% |
| Admin fee / account holder | $367 | $13,799-97.3% | $11,282-96.8% | $10,886-96.6% |