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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,154 | $153,769-32.3% | $133,975-22.3% | $273,972-62.0% |
| Participation rate | 71.4% | 88.4%-16.9pp | 87.1%-15.6pp | 83.0%-11.6pp |
| Annual return | 0.34% | 36.51%-36.2pp | 29.29%-29.0pp | 41.46%-41.1pp |
| Employer contribution / active EE | $3,544 | $6,029-41.2% | $5,211-32.0% | $4,869-27.2% |
| Participant deferral / active EE | $6,919 | $6,958-0.6% | $6,282+10.1% | $5,287+30.9% |
| Admin fee / account holder | $397 | $11,765-96.6% | $9,324-95.7% | $10,133-96.1% |