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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,009 | $134,001-91.8% | $112,258-90.2% | $134,509-91.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.79% | 47.15%-64.9pp | 27.47%-45.3pp | 418.13%-435.9pp |
| Employer contribution / active EE | $1,356 | $4,039-66.4% | $3,636-62.7% | $4,741-71.4% |
| Participant deferral / active EE | $2,567 | $5,291-51.5% | $4,728-45.7% | $6,400-59.9% |
| Admin fee / account holder | $930 | $7,491-87.6% | $6,411-85.5% | $11,427-91.9% |