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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,266 | $140,578-93.4% | $100,671-90.8% | $125,389-92.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -3.11% | 24.67%-27.8pp | 20.43%-23.5pp | 282.24%-285.3pp |
| Employer contribution / active EE | $4,664 | $5,965-21.8% | $4,012+16.2% | $4,866-4.2% |
| Participant deferral / active EE | $8,708 | $3,981+118.7% | $3,144+177.0% | $5,352+62.7% |
| Admin fee / account holder | $13,344 | $6,716+98.7% | $4,850+175.1% | $9,541+39.9% |