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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,420 | $61,660+15.8% | $80,022-10.7% | $64,181+11.3% |
| Participation rate | 96.0% | 71.7%+24.3pp | 75.8%+20.2pp | 69.6%+26.4pp |
| Annual return | -5.54% | -0.33%-5.2pp | 11.22%-16.8pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,372 | $1,810-24.2% | $2,468-44.4% | $2,381-42.4% |
| Participant deferral / active EE | $2,312 | $2,968-22.1% | $3,686-37.3% | $3,470-33.4% |
| Admin fee / account holder | $6,033 | $5,417+11.4% | $6,521-7.5% | $4,887+23.4% |