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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,052 | $87,544-78.2% | $75,784-74.9% | $125,388-84.8% |
| Participation rate | 90.0% | 80.2%+9.8pp | 75.8%+14.2pp | 83.2%+6.8pp |
| Annual return | 345.72% | 13.49%+332.2pp | 9.68%+336.0pp | 282.24%+63.5pp |
| Employer contribution / active EE | $3,806 | $3,930-3.2% | $3,323+14.5% | $4,866-21.8% |
| Participant deferral / active EE | $6,991 | $4,229+65.3% | $3,652+91.5% | $5,352+30.6% |
| Admin fee / account holder | $3,341 | $6,502-48.6% | $5,300-37.0% | $9,541-65.0% |