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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,081 | $117,433-26.7% | $99,475-13.5% | $152,897-43.7% |
| Participation rate | 66.7% | 77.5%-10.9pp | 73.8%-7.2pp | 82.5%-15.8pp |
| Annual return | 21.17% | 31.87%-10.7pp | 30.72%-9.6pp | 345.43%-324.3pp |
| Employer contribution / active EE | $636 | $3,013-78.9% | $2,540-74.9% | $4,764-86.6% |
| Participant deferral / active EE | $11,973 | $4,086+193.0% | $3,619+230.9% | $5,851+104.6% |
| Admin fee / account holder | $868 | $7,634-88.6% | $6,252-86.1% | $11,599-92.5% |