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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,581 | $175,257+27.0% | $149,717+48.7% | $139,456+59.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 26.28% | 166.70%-140.4pp | 134.41%-108.1pp | 373.45%-347.2pp |
| Employer contribution / active EE | $14,609 | $5,477+166.7% | $4,820+203.1% | $4,753+207.4% |
| Participant deferral / active EE | $7,583 | $6,521+16.3% | $5,682+33.5% | $6,711+13.0% |
| Admin fee / account holder | $484 | $16,156-97.0% | $13,213-96.3% | $11,407-95.8% |