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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,334 | $117,426-90.3% | $99,470-88.6% | $152,885-92.6% |
| Participation rate | 46.7% | 77.5%-30.9pp | 73.8%-27.2pp | 82.5%-35.8pp |
| Annual return | 83.55% | 31.87%+51.7pp | 30.72%+52.8pp | 345.39%-261.8pp |
| Employer contribution / active EE | $1,091 | $3,014-63.8% | $2,540-57.0% | $4,763-77.1% |
| Participant deferral / active EE | $4,217 | $4,086+3.2% | $3,619+16.5% | $5,851-27.9% |
| Admin fee / account holder | $33 | $7,634-99.6% | $6,252-99.5% | $11,598-99.7% |