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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,356 | $91,559-63.6% | $133,971-75.1% | $79,852-58.2% |
| Participation rate | 44.4% | 73.3%-28.9pp | 79.8%-35.4pp | 69.6%-25.2pp |
| Annual return | 16.86% | 61.85%-45.0pp | 45.09%-28.2pp | 31.72%-14.9pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,385 | $3,734-9.3% | $5,047-32.9% | $3,740-9.5% |
| Admin fee / account holder | $475 | $6,321-92.5% | $8,929-94.7% | $5,306-91.1% |