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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,410 | $181,896-86.6% | $156,551-84.4% | $273,972-91.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.15% | 30.74%-23.6pp | 32.23%-25.1pp | 41.46%-34.3pp |
| Employer contribution / active EE | $3,623 | $6,248-42.0% | $5,501-34.1% | $4,869-25.6% |
| Participant deferral / active EE | $4,756 | $5,550-14.3% | $4,871-2.4% | $5,287-10.0% |
| Admin fee / account holder | $391 | $15,560-97.5% | $13,028-97.0% | $10,133-96.1% |