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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,234 | $75,962+291.3% | $154,111+92.9% | $64,173+363.2% |
| Participation rate | 96.6% | 70.4%+26.2pp | 83.0%+13.6pp | 69.6%+27.0pp |
| Annual return | -4.99% | 30.32%-35.3pp | 735.18%-740.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $14,805 | $3,350+342.0% | $5,298+179.5% | $2,381+521.8% |
| Participant deferral / active EE | $2,452 | $3,175-22.8% | $5,081-51.7% | $3,470-29.3% |
| Admin fee / account holder | $8,403 | $5,589+50.3% | $13,411-37.3% | $4,887+71.9% |