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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,917 | $85,766-55.8% | $136,298-72.2% | $70,126-45.9% |
| Participation rate | 67.6% | 74.2%-6.6pp | 81.9%-14.4pp | 69.5%-2.0pp |
| Annual return | 22.29% | 31.46%-9.2pp | 5156.27%-5134.0pp | 73.15%-50.9pp |
| Employer contribution / active EE | $1,457 | $2,966-50.9% | $4,696-69.0% | $2,343-37.8% |
| Participant deferral / active EE | $3,288 | $5,051-34.9% | $6,247-47.4% | $3,332-1.3% |
| Admin fee / account holder | $224 | $5,421-95.9% | $9,244-97.6% | $4,645-95.2% |