Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,024 | $93,589-82.9% | $135,942-88.2% | $75,181-78.7% |
| Participation rate | 63.4% | 75.2%-11.8pp | 81.9%-18.5pp | 67.2%-3.8pp |
| Annual return | 24.46% | 30.90%-6.4pp | 68.28%-43.8pp | 160.69%-136.2pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $9,371 | $6,405+46.3% | $7,759+20.8% | $4,126+127.1% |
| Admin fee / account holder | $4,742 | $6,977-32.0% | $10,764-55.9% | $5,650-16.1% |