Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,111 | $50,958-33.1% | $74,552-54.2% | $64,181-46.9% |
| Participation rate | 15.8% | 61.1%-45.3pp | 69.1%-53.4pp | 69.6%-53.8pp |
| Annual return | -10.60% | -1.86%-8.7pp | 32.53%-43.1pp | 7.63%-18.2pp |
| Employer contribution / active EE | $516 | $1,115-53.7% | $1,961-73.7% | $2,381-78.3% |
| Participant deferral / active EE | $573 | $2,301-75.1% | $3,108-81.6% | $3,470-83.5% |
| Admin fee / account holder | $471 | $4,223-88.8% | $5,060-90.7% | $4,887-90.4% |