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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,372 | $95,406-66.1% | $185,849-82.6% | $85,847-62.3% |
| Participation rate | 69.2% | 68.8%+0.5pp | 81.7%-12.5pp | 69.3%-0.1pp |
| Annual return | 11.79% | 23.59%-11.8pp | 122.10%-110.3pp | 318.61%-306.8pp |
| Employer contribution / active EE | $1,739 | $3,314-47.5% | $5,169-66.4% | $2,565-32.2% |
| Participant deferral / active EE | $3,395 | $3,424-0.8% | $5,569-39.0% | $3,952-14.1% |
| Admin fee / account holder | $454 | $7,214-93.7% | $16,244-97.2% | $6,261-92.8% |