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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,861 | $198,457-95.5% | $170,435-94.8% | $147,586-94.0% |
| Participation rate | 85.0% | 88.0%-3.0pp | 83.6%+1.4pp | 82.8%+2.2pp |
| Annual return | 20.07% | 257.30%-237.2pp | 205.94%-185.9pp | 578.59%-558.5pp |
| Employer contribution / active EE | $1,652 | $6,183-73.3% | $5,432-69.6% | $4,876-66.1% |
| Participant deferral / active EE | $2,511 | $5,629-55.4% | $4,939-49.2% | $5,439-53.8% |
| Admin fee / account holder | $537 | $16,852-96.8% | $13,881-96.1% | $10,886-95.1% |