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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,953 | $165,361-69.8% | $149,715-66.6% | $158,950-68.6% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 1281.17% | 348.24%+932.9pp | 276.66%+1004.5pp | 302.91%+978.3pp |
| Employer contribution / active EE | $1,594 | $5,103-68.8% | $4,645-65.7% | $4,762-66.5% |
| Participant deferral / active EE | $4,698 | $7,182-34.6% | $6,842-31.3% | $5,983-21.5% |
| Admin fee / account holder | $1,281 | $10,808-88.2% | $9,310-86.2% | $11,248-88.6% |