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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,981 | $133,998+11.9% | $112,263+33.6% | $134,545+11.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -24.94% | 47.17%-72.1pp | 27.49%-52.4pp | 418.37%-443.3pp |
| Employer contribution / active EE | $3,196 | $4,040-20.9% | $3,636-12.1% | $4,742-32.6% |
| Participant deferral / active EE | $9,519 | $5,292+79.9% | $4,729+101.3% | $6,401+48.7% |
| Admin fee / account holder | $49,429 | $7,493+559.7% | $6,410+671.1% | $11,431+332.4% |