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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,661 | $124,351+49.3% | $109,188+70.0% | $167,553+10.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 17.15% | 26.04%-8.9pp | 25.76%-8.6pp | 478.89%-461.7pp |
| Employer contribution / active EE | $10,740 | $4,210+155.1% | $3,723+188.5% | $4,840+121.9% |
| Participant deferral / active EE | $14,300 | $5,257+172.0% | $4,654+207.3% | $6,343+125.5% |
| Admin fee / account holder | $751 | $7,975-90.6% | $6,755-88.9% | $12,316-93.9% |