Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,185 | $86,294-76.6% | $111,303-81.9% | $85,856-76.5% |
| Participation rate | 28.1% | 73.3%-45.2pp | 77.3%-49.2pp | 69.3%-41.2pp |
| Annual return | 12.20% | 19.99%-7.8pp | 54.66%-42.5pp | 318.58%-306.4pp |
| Employer contribution / active EE | $0 | $2,043-100.0% | $2,731-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,252 | $3,641-65.6% | $4,487-72.1% | $3,952-68.3% |
| Admin fee / account holder | $1,068 | $8,189-87.0% | $7,966-86.6% | $6,261-82.9% |