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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,673 | $96,388-81.7% | $80,627-78.1% | $139,466-87.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 35.59% | 1352.08%-1316.5pp | 936.76%-901.2pp | 373.66%-338.1pp |
| Employer contribution / active EE | $628 | $3,260-80.7% | $2,723-76.9% | $4,754-86.8% |
| Participant deferral / active EE | $3,212 | $5,224-38.5% | $4,443-27.7% | $6,712-52.1% |
| Admin fee / account holder | $4,269 | $6,603-35.3% | $5,381-20.7% | $11,409-62.6% |