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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,099 | $138,068+49.3% | $125,358+64.4% | $134,493+53.2% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -6.48% | 750.30%-756.8pp | 572.03%-578.5pp | 418.01%-424.5pp |
| Employer contribution / active EE | $0 | $5,244-100.0% | $4,814-100.0% | $4,740-100.0% |
| Participant deferral / active EE | $8,417 | $7,799+7.9% | $7,447+13.0% | $6,400+31.5% |
| Admin fee / account holder | $8,414 | $11,568-27.3% | $10,007-15.9% | $11,425-26.4% |