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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,631 | $103,387-60.7% | $87,102-53.4% | $152,885-73.4% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 25.54% | 28.10%-2.6pp | 28.19%-2.7pp | 345.39%-319.9pp |
| Employer contribution / active EE | $5,672 | $3,221+76.1% | $2,521+125.0% | $4,763+19.1% |
| Participant deferral / active EE | $8,484 | $4,778+77.6% | $4,048+109.6% | $5,851+45.0% |
| Admin fee / account holder | $2,554 | $12,193-79.1% | $7,491-65.9% | $11,598-78.0% |