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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,292 | $106,267-34.8% | $96,520-28.2% | $139,456-50.3% |
| Participation rate | 63.6% | 77.8%-14.2pp | 74.3%-10.7pp | 80.3%-16.7pp |
| Annual return | 21.37% | 38.45%-17.1pp | 35.72%-14.4pp | 373.45%-352.1pp |
| Employer contribution / active EE | $1,322 | $4,105-67.8% | $3,739-64.6% | $4,753-72.2% |
| Participant deferral / active EE | $6,369 | $5,454+16.8% | $4,879+30.5% | $6,711-5.1% |
| Admin fee / account holder | $20 | $7,882-99.7% | $6,733-99.7% | $11,407-99.8% |