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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,789 | $175,257-94.4% | $149,717-93.5% | $139,456-93.0% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 15.36% | 166.70%-151.3pp | 134.41%-119.0pp | 373.45%-358.1pp |
| Employer contribution / active EE | $1,453 | $5,477-73.5% | $4,820-69.9% | $4,753-69.4% |
| Participant deferral / active EE | $2,017 | $6,521-69.1% | $5,682-64.5% | $6,711-69.9% |
| Admin fee / account holder | $657 | $16,156-95.9% | $13,213-95.0% | $11,407-94.2% |