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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,782 | $157,296-54.4% | $141,191-49.2% | $152,897-53.1% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 19.06% | 64.34%-45.3pp | 71.41%-52.3pp | 345.43%-326.4pp |
| Employer contribution / active EE | $3,071 | $5,262-41.6% | $4,736-35.2% | $4,764-35.5% |
| Participant deferral / active EE | $12,686 | $7,111+78.4% | $6,710+89.1% | $5,851+116.8% |
| Admin fee / account holder | $49,014 | $12,125+304.2% | $10,264+377.5% | $11,599+322.6% |