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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,444 | $138,075-72.9% | $123,552-69.7% | $135,379-72.3% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -24.18% | 153.70%-177.9pp | 119.20%-143.4pp | 519.79%-544.0pp |
| Employer contribution / active EE | $3,715 | $5,152-27.9% | $4,628-19.7% | $4,779-22.3% |
| Participant deferral / active EE | $33,416 | $6,800+391.4% | $6,426+420.0% | $5,609+495.8% |
| Admin fee / account holder | $2,551 | $10,917-76.6% | $9,285-72.5% | $10,828-76.4% |