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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,847 | $154,754-20.0% | $124,206-0.3% | $138,895-10.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 11.02% | 709.28%-698.3pp | 515.27%-504.2pp | 145.39%-134.4pp |
| Employer contribution / active EE | $6,676 | $4,446+50.1% | $3,540+88.6% | $4,194+59.2% |
| Participant deferral / active EE | $8,235 | $4,621+78.2% | $3,968+107.6% | $6,396+28.8% |
| Admin fee / account holder | $2,251 | $6,690-66.3% | $5,929-62.0% | $12,562-82.1% |