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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,872 | $110,248-38.4% | $95,728-29.1% | $139,456-51.3% |
| Participation rate | 60.0% | 75.7%-15.7pp | 72.3%-12.3pp | 80.3%-20.3pp |
| Annual return | 23.55% | 27.16%-3.6pp | 28.40%-4.8pp | 373.45%-349.9pp |
| Employer contribution / active EE | $8,897 | $3,258+173.1% | $2,835+213.8% | $4,753+87.2% |
| Participant deferral / active EE | $6,000 | $4,675+28.3% | $4,245+41.4% | $6,711-10.6% |
| Admin fee / account holder | $94 | $6,607-98.6% | $5,673-98.3% | $11,407-99.2% |